Thats when sunset begins..it becomes completely dark by 4:55.
Shutter, hold on here.
Sunset is a specific time which is 4:20PM in your illustration. Quoting from Wikipedia: "The time of sunset is defined in astronomy as the moment when the upper limb of the Sun disappears below the horizon. Near the horizon, atmospheric refraction causes sunlight rays to be distorted to such an extent that geometrically the solar disk is already about one diameter below the horizon when sunset is observed."
Again quoting from Wikipedia: "Evening civil twilight begins at sunset and ends when the geometric center of the sun reaches 6 degrees below the horizon." Civil twilight starts at 4:20 PM and ends at 4:55 PM in your illustration.
And again quoting from Wikipedia: "Evening nautical twilight begins when the geometric center of the sun is 6 degrees below the horizon in the evening and ends (nautical dusk) when the geometric center of the sun is 12 degrees below the horizon in the evening." Evening nautical twilight begins at 4:55 PM and ends at 5:33 PM in your illustration.
The cloud cover does not figure into the above definitions. But cloud cover means that things are going to get dark fast and maybe even before sunset depending on the circumstances.
Maybe Georger can provide additional information on the astronomy related to the above.
Shutter, if you really want to start something then define sea level. It is not as simple as it appears.